Millonario is a playful yet poignant bachata tale in which Romeo Santos and Elvis Martínez step into the shoes of a dream-struck underdog. The narrator has admired a glamorous girl “since childhood,” but her wealthy circle disdains humble bachateros. He knows that tender feelings alone will not open the gates to her world, so he fantasizes—half joking, half desperate—about robbing a bank, winning the lottery, or cozying up to a corrupt politician to strike it rich. Every line drips with irony: it was “a poor man who said money can’t buy love,” the singer scoffs, while confessing he can’t even scrape together “un centavo.”
Behind the catchy guitar riffs lies a social commentary on class barriers and the pressure to equate love with luxury. Romeo and Elvis flip between humor and heartbreak, exposing how society often measures worth in cash instead of character. “Millonario” invites listeners to dance, laugh, and think about what really makes a relationship valuable—and whether money truly holds the key to someone’s heart.