Cotizada is a fantastic piece of modern slang. Literally, it means "quoted" or "listed," as in a stock on the stock market (cotizar en la bolsa).
In "Tarot," Bad Bunny uses this word to say the woman is highly valued and in demand, like a hot stock everyone wants to invest in. He sings, "Porque tú está' cotiza'" (Because you are so sought-after), which is a cool, modern way to say she's extremely popular and desirable.
Get ready for a classic club story from Bad Bunny and Jhay Cortez! The whole song is about spotting an amazing woman from across the room and building up the courage to talk to her. They see her as a total work of art, almost untouchable. Bad Bunny compares the club to a museum and says, "Ma', tú eres arte / Y yo pagué para verte" (Ma', you're art / And I paid to see you). He even calls himself Da Vinci and her his masterpiece!
They know it won't be easy to get her attention. She's so impressive that they feel like they need luck, saying "Ojalá y tenga suerte / Porque no cualquiera puede llegarte" (Hopefully I get lucky / Because not just anyone can get to you). But they're still confident and ready to shoot their shot. The lyrics are full of direct, flirty lines about how good she looks and how much they want to be with her, mixing modern social media flirting with bold compliments. It's all about that feeling of seeing someone who stops you in your tracks and deciding to go for it.