Who says study says work
Travail & travailler means work & to work while job / employment would be emploi
Who says work says money
Taf is a colloquial word for work, job
Who says money says expenses
Who says credit says debt
Créance = debt owned. Dette = debt owed.
Who says debt tells you bailiff
Huissier means bailiff, an official who takes away someone's possessions when they owe money.
Who says you sit in shit
Or: Who tells you you're in deep trouble